Life insurance coverage with out medical questions, typically known as “no-medical-exam life insurance coverage,” is a kind of life insurance coverage that doesn’t require a medical examination as a part of the appliance course of. This makes it a pretty choice for individuals who might have problem qualifying for conventional life insurance coverage as a result of well being issues or pre-existing circumstances.
No-medical-exam life insurance coverage insurance policies sometimes have decrease protection limits and better premiums than conventional life insurance coverage insurance policies, however they’ll nonetheless present a helpful demise profit to your family members. They’re additionally typically simpler to qualify for, making them a great choice for individuals who want protection rapidly and simply.
