Florida Commerce Credit score Union (FCCU) is a trusted monetary establishment devoted to serving to people and companies thrive in Florida and past. As a member-owned, not-for-profit credit score union, FCCU prioritizes the monetary well-being and success of its members. With a wealthy historical past spanning over 80 years, FCCU has persistently delivered distinctive monetary merchandise, companies, and customized steerage to its valued members.
At FCCU, our dedication to our members extends past conventional banking. We’re dedicated to empowering our members with monetary information, assets, and instruments to make knowledgeable selections and obtain their monetary objectives. Whether or not you are trying to save for the longer term, buy a house, or develop your enterprise, FCCU stands prepared to supply tailor-made options and knowledgeable recommendation that will help you succeed.
Let’s delve deeper into the distinctive choices and unwavering dedication to excellence that make FCCU the credit score union of selection for thus many Floridians.
florida commerce credit score union
Uncover the advantages of banking with Florida Commerce Credit score Union, a trusted monetary accomplice devoted to your success.
- Member-owned, not-for-profit
- Over 80 years of expertise
- Distinctive monetary services
- Personalised steerage and recommendation
- Dedication to monetary well-being
- Empowering members with information and assets
- Tailor-made options for people and companies
- Unwavering dedication to member satisfaction
- Native presence with handy places
- Neighborhood-focused initiatives
Expertise the distinction with Florida Commerce Credit score Union and elevate your monetary journey right this moment.
Member-owned, not-for-profit
At Florida Commerce Credit score Union (FCCU), we function on a novel precept: we’re owned by our members, not by shareholders. This basic distinction shapes our values, priorities, and the best way we conduct enterprise.
-
Member-driven selections:
FCCU is ruled by a volunteer Board of Administrators elected by our members. These devoted people be sure that our selections align with the very best pursuits of our members, not the pursuits of exterior shareholders.
-
Aggressive charges and charges:
As a not-for-profit establishment, FCCU is ready to provide aggressive charges on loans and favorable phrases on deposit accounts. Our focus is on offering worth and maximizing advantages for our members, slightly than producing earnings for shareholders.
-
Dedication to monetary well-being:
FCCU is dedicated to serving to our members obtain their monetary objectives. We provide a variety of monetary schooling assets, workshops, and customized steerage to empower our members to make knowledgeable monetary selections.
-
Neighborhood focus:
FCCU actively helps the communities we serve via numerous initiatives and partnerships. We imagine in giving again and making a constructive impression within the lives of our members and the broader group.
By being member-owned and not-for-profit, FCCU stays devoted to offering distinctive monetary companies, selling monetary well-being, and making a significant distinction within the lives of our members and the communities we serve.
Over 80 years of expertise
Florida Commerce Credit score Union (FCCU) has proudly served the monetary wants of people and companies in Florida and past for over 80 years. This outstanding longevity is a testomony to our unwavering dedication to our members, our dedication to excellence, and our potential to adapt and thrive in a continually evolving monetary panorama.
Since our humble beginnings in 1936, FCCU has grown from a small credit score union serving a couple of hundred members to a thriving monetary establishment with over $2 billion in property and lots of of 1000’s of members. Nonetheless, regardless of our development, now we have remained true to our core values and our mission to supply distinctive monetary companies and customized steerage to our members.
Our skilled staff of monetary professionals, lots of whom have been with FCCU for many years, brings a wealth of data and experience to the desk. This deep understanding of our members’ wants and the intricacies of the monetary business permits us to supply tailor-made options and knowledgeable recommendation to assist our members obtain their monetary objectives.
Through the years, FCCU has weathered financial downturns, technological developments, and regulatory adjustments. By means of all of it, now we have remained a steadfast accomplice to our members, offering them with the monetary stability and assist they should navigate life’s challenges and pursue their goals.
With over 80 years of expertise, FCCU has earned a status for excellence and trustworthiness. We’re proud to be the credit score union of selection for thus many Floridians, and we stay up for persevering with to serve our members for a few years to come back.
Distinctive monetary services
At Florida Commerce Credit score Union (FCCU), we take pleasure in providing a complete suite of monetary services designed to satisfy the various wants of our members. We’re dedicated to offering modern options that leverage the newest know-how whereas sustaining a private contact.
Our product portfolio contains a variety of deposit accounts, reminiscent of checking accounts, financial savings accounts, and cash market accounts, to assist members save and develop their cash. We additionally provide a wide range of mortgage choices, together with mortgages, auto loans, and private loans, to assist members finance their goals and navigate life’s sudden bills.
Along with conventional banking merchandise, FCCU gives specialised companies reminiscent of monetary planning, funding companies, and enterprise banking options. Our staff of skilled monetary advisors is devoted to serving to members create a personalised monetary plan that aligns with their distinctive objectives and aspirations.
We perceive that comfort is paramount in right this moment’s fast-paced world. That is why we provide a wide range of handy banking choices, together with on-line banking, cellular banking, and a community of ATMs throughout Florida. We even have a staff of educated and pleasant customer support representatives accessible 24/7 to help our members with any questions or points they could have.
At FCCU, we’re devoted to offering distinctive monetary services that empower our members to realize their monetary objectives and stay their finest lives.
Personalised steerage and recommendation
At Florida Commerce Credit score Union (FCCU), we imagine that everybody deserves customized steerage and recommendation on the subject of their funds. Our staff of skilled monetary professionals is devoted to offering tailor-made suggestions and options that align together with your distinctive objectives and circumstances.
Whether or not you are a first-time homebuyer, planning for retirement, or trying to develop your enterprise, our monetary advisors will take the time to know your wants and goals. They’ll work carefully with you to develop a personalised monetary plan that outlines a transparent path to reaching your objectives.
Our monetary advisors are consultants in numerous monetary disciplines, together with budgeting, saving, investing, and borrowing. They keep up-to-date on the newest monetary developments and merchandise to make sure that you obtain probably the most related and knowledgeable recommendation.
We perceive that monetary issues will be complicated and overwhelming. That is why we try to make our recommendation straightforward to know and actionable. We clarify monetary ideas in a transparent and concise method, and we offer ongoing assist that will help you keep on observe and make knowledgeable monetary selections.
At FCCU, you are not only a quantity. You are a valued member of our group, and we’re dedicated to serving to you obtain your monetary goals.
Dedication to monetary well-being
At Florida Commerce Credit score Union (FCCU), we imagine that monetary well-being is crucial for a cheerful and fulfilling life. That is why we provide a variety of assets and applications to assist our members enhance their monetary literacy, make knowledgeable selections, and obtain their monetary objectives.
-
Monetary schooling workshops and webinars:
FCCU gives a wide range of academic workshops and webinars on a spread of monetary subjects, together with budgeting, saving, investing, and credit score administration. These classes are designed to empower our members with the information and expertise they should take management of their funds.
-
One-on-one monetary counseling:
Our skilled monetary counselors can be found to supply customized steerage and recommendation to members dealing with monetary challenges. They can assist members create a finances, develop a debt reimbursement plan, and discover choices for bettering their monetary state of affairs.
-
Free monetary instruments and assets:
FCCU gives a wide range of free monetary instruments and assets to assist members handle their funds extra successfully. These instruments embody budgeting calculators, financial savings calculators, and funding calculators.
-
Neighborhood outreach applications:
FCCU actively participates in group outreach applications aimed toward bettering monetary literacy and selling monetary well-being. We accomplice with colleges, group organizations, and non-profit teams to supply monetary schooling workshops, seminars, and assets to underserved communities.
By means of these initiatives, FCCU is dedicated to empowering our members to take management of their monetary lives and obtain long-term monetary success.
Empowering members with information and assets
At Florida Commerce Credit score Union (FCCU), we imagine that monetary empowerment begins with information and entry to the fitting assets. That is why we provide a variety of academic supplies, instruments, and assets to assist our members make knowledgeable monetary selections and obtain their monetary objectives.
-
Monetary schooling heart:
FCCU’s monetary schooling heart is a complete on-line useful resource that gives members with entry to a wealth of monetary info, together with articles, movies, podcasts, and interactive instruments. Members can find out about a wide range of monetary subjects, together with budgeting, saving, investing, and credit score administration.
-
Monetary calculators:
FCCU gives a wide range of free monetary calculators to assist members make knowledgeable monetary selections. These calculators can assist members estimate their month-to-month mortgage funds, calculate their financial savings objectives, and examine totally different funding choices.
-
Budgeting instruments:
FCCU offers members with entry to budgeting instruments and templates to assist them observe their revenue and bills, create a finances, and keep on with it. These instruments can assist members achieve management of their funds and make higher spending selections.
-
Funding analysis instruments:
For members inquisitive about investing, FCCU gives entry to funding analysis instruments and assets. These instruments can assist members analysis totally different funding choices, examine efficiency, and make knowledgeable funding selections.
By offering our members with the information and assets they want, FCCU empowers them to take management of their monetary lives and obtain their monetary objectives.
Tailor-made options for people and companies
At Florida Commerce Credit score Union (FCCU), we perceive that each particular person and enterprise has distinctive monetary wants and objectives. That is why we provide a variety of tailor-made options to satisfy the precise necessities of our members.
-
Private banking options:
FCCU gives a wide range of private banking options to assist people handle their funds and obtain their monetary objectives. These options embody checking accounts, financial savings accounts, cash market accounts, and a wide range of mortgage choices, together with mortgages, auto loans, and private loans.
-
Enterprise banking options:
FCCU offers a complete suite of enterprise banking options to assist companies of all sizes succeed. These options embody enterprise checking accounts, enterprise financial savings accounts, enterprise loans, and specialised companies reminiscent of service provider companies and distant deposit seize.
-
Wealth administration companies:
For people and companies with extra complicated monetary wants, FCCU gives a spread of wealth administration companies. These companies embody funding administration, retirement planning, and property planning. Our skilled wealth administration advisors can assist members create a personalised funding portfolio that aligns with their distinctive objectives and danger tolerance.
-
Monetary planning companies:
FCCU’s monetary planning companies can assist people and companies develop a complete monetary plan that outlines a roadmap to realize their monetary objectives. Our monetary planners can assist members create a finances, save for retirement, pay for school, and plan for main life occasions.
By providing tailor-made options and customized steerage, FCCU empowers people and companies to take management of their monetary lives and obtain their monetary aspirations.
Unwavering dedication to member satisfaction
At Florida Commerce Credit score Union (FCCU), member satisfaction is our high precedence. We’re dedicated to offering our members with distinctive service, customized consideration, and modern options that meet their distinctive wants.
-
Pleasant and educated workers:
FCCU’s staff of pleasant and educated workers is devoted to offering our members with the best stage of service. Our workers is all the time keen to go the additional mile to assist members with their monetary wants and reply their questions.
-
Quick and environment friendly service:
We perceive that your time is effective. That is why we try to supply quick and environment friendly service. Our streamlined processes and use of know-how enable us to rapidly and conveniently meet the wants of our members.
-
Member suggestions:
We worth our members’ suggestions and use it to constantly enhance our merchandise, companies, and processes. We commonly conduct surveys and solicit suggestions from our members to make sure that we’re assembly their expectations and exceeding their wants.
-
Member rewards and advantages:
FCCU gives a wide range of member rewards and advantages to indicate our appreciation for our members’ loyalty. These rewards and advantages embody unique reductions, cashback gives, and entry to particular occasions and promotions.
Our unwavering dedication to member satisfaction has earned us a status for excellence and has made FCCU the credit score union of selection for thus many Floridians. We’re dedicated to persevering with to supply our members with the distinctive service and customized consideration they deserve.
Native presence with handy places
At Florida Commerce Credit score Union (FCCU), we perceive the significance of comfort and accessibility for our members. That is why now we have a community of conveniently situated branches and ATMs all through Florida.
-
Branches:
FCCU has over 20 branches situated in main cities and cities throughout Florida. Our branches provide a full vary of monetary companies, together with deposits, withdrawals, mortgage purposes, and monetary recommendation. Our pleasant and educated workers is all the time prepared to help our members with their monetary wants.
-
ATMs:
FCCU has a community of over 100 ATMs situated all through Florida. Our ATMs enable members to conveniently entry their money and make deposits and withdrawals 24 hours a day, 7 days per week. We additionally provide surcharge-free ATM entry at 1000’s of ATMs nationwide.
-
On-line and cellular banking:
For members preferring to financial institution from the consolation of their very own dwelling or on the go, FCCU gives a wide range of handy on-line and cellular banking choices. Our on-line and cellular banking platforms enable members to securely entry their accounts, switch funds, pay payments, and deposit checks remotely.
-
24/7 customer support:
FCCU’s customer support staff is out there 24 hours a day, 7 days per week to help our members with any questions or points they could have. Our customer support representatives are pleasant, educated, and all the time keen to assist.
With our handy places, on-line and cellular banking choices, and 24/7 customer support, FCCU makes banking straightforward and accessible for our members.
Neighborhood-focused initiatives
At Florida Commerce Credit score Union (FCCU), we imagine that now we have a accountability to offer again to the communities we serve. We’re dedicated to creating a constructive impression within the lives of our members and the broader group via a wide range of community-focused initiatives.
One in every of our key group initiatives is our monetary schooling program. We provide a wide range of monetary schooling workshops and webinars to assist people and households enhance their monetary literacy and make knowledgeable monetary selections. We additionally accomplice with colleges and group organizations to supply monetary schooling to college students and adults.
FCCU additionally actively helps native charities and non-profit organizations which are making a distinction in our communities. We offer monetary assist, volunteer our time, and take part in group occasions to assist these organizations obtain their objectives.
As well as, FCCU has a protracted historical past of supporting reasonably priced housing initiatives. We provide a wide range of mortgage services to assist first-time homebuyers and low-income households obtain their dream of homeownership. We additionally accomplice with group organizations to supply monetary help and counseling to assist households keep away from foreclosures.
By means of these and different initiatives, FCCU is dedicated to creating a constructive impression within the communities we serve and serving to our members and neighbors thrive.
FCCU’s community-focused initiatives are a mirrored image of our values and our dedication to creating a distinction within the lives of our members and the broader group.
